Florida gives you one year to report a hurricane claim and gives the insurer hard deadlines to acknowledge, inspect and pay. Almost nobody knows either set of dates. Tell Claim Coach what happened and what they've sent; get the timeline, the documentation list, and the next move.
Free claim plan
Date of the storm, what's damaged, whether you've reported it, and paste any letter, estimate or denial from the insurer.
Why this exists
Florida's 2022–2023 reforms shortened the time policyholders have to report a claim and tightened the clock on insurers to act. People lose claims by waiting, and accept low payments because nobody told them the insurer's own deadline had passed.
How it works
Storm date, damage, what you've done, what they've sent. Nothing stored.
Your notice deadline, the insurer's acknowledgement and decision deadlines counted from your notice date, and what to photograph and keep now.
What the denial or estimate actually says, the questions to put in writing, and on a paid plan the letter drafted — plus the mediation and appraisal paths.
Plans
The claim plan is free. The full version is for the week the estimate or denial lands.
Drafted letter to the insurer, document log, proof-of-loss checklist, and the mediation / appraisal / complaint paths in order.
Every claim, letter and supplemental for a year. Pairs with RenewalDecoder.
Help your customers document and respond correctly, with your company in every answer.
All prices in USD, handled by Stripe. Claim Coach is not a public adjuster, attorney or insurer and does not represent you in a claim. Public adjusters and attorneys are licensed and regulated in Florida.
Built by the same team, free to try.